---
url: https://gaojian.site/new-concept/book-3/43-fully-insured.md
description: 新概念英语第三册：Fully Insured。精读、词块回忆、双向译练、句法、逻辑与FSRS复习。
---

# 43 · 全保险

### 第1段

Insurance companies are normally willing to insure anything. Insuring public or private property is a standard practice in most countries in the world. If, however, you were holding an open air garden party or a fete it would be equally possible to insure yourself in the event of bad weather. Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay. It is not uncommon to hear that a shipping company has made a claim for the cost of salvaging a sunken ship. But the claim made by a local authority to recover the cost of salvaging a sunken pie dish must surely be unique.
Admittedly it was an unusual pie dish, for it was eighteen feet long and six feet wide. It had been purchased by a local authority so that an enormous pie could be baked for an annual fair. The pie committee decided that the best way to transport the dish would be by canal, so they insured it for the trip. Shortly after it was launched, the pie committee went to a local inn to celebrate. At the same time, a number of teenagers climbed on to the dish and held a little party of their own. Dancing proved to be more than the dish could bear, for during the party it capsized and sank in seven feet of water.
The pie committee telephoned a local garage owner who arrived in a recovery truck to salvage the pie dish. Shivering in their wet clothes, the teenagers looked on while three men dived repeatedly into the water to locate the dish. They had little difficulty in finding it, but hauling it out of the water proved to be a serious problem. The sides of the dish were so smooth that it was almost impossible to attach hawsers and chains to the rim without damaging it. Eventually chains were fixed to one end of the dish and a powerful winch was put into operation. The dish rose to the surface and was gently drawn towards the canal bank. For one agonizing moment, the dish was perched precariously on the bank of the canal, but it suddenly overbalanced and slid back into the water. The men were now obliged to try once more. This time they fixed heavy metal clamps to both sides of the dish so that they could fasten the chains. The dish now had to be lifted vertically because one edge was resting against the side of the canal. The winch was again put into operation and one of the men started up the truck. Several minutes later, the dish was successfully hauled above the surface of the water. Water streamed in torrents over its sides with such force that it set up a huge wave in the canal. There was a danger that the wave would rebound off the other side of the bank and send the dish plunging into the water again. By working at tremendous speed, the men managed to get the dish on to dry land before the wave returned.

中文理解：保险公司通常愿意为各种东西承保。在世界多数国家，为公私财产投保都是常见做法。不过，如果你打算举行露天游园会或庆祝活动，也同样可以购买保险，以防天气不好造成损失。不用说，保险公司承担的风险越大，你要付的保费就越高。轮船公司为打捞沉船的费用向保险公司索赔，并不罕见；可地方当局为打捞一只沉入水中的馅饼盘索赔，恐怕就绝无仅有了。
当然，这可不是一只普通的馅饼盘，而是一只长十八英尺、宽六英尺的大家伙。地方当局买下它，是想为一年一度的集市烤一个巨型馅饼。馅饼筹备委员会认为，走运河运输最合适，便为这趟运输买了保险。盘子刚一下水，委员会的人就去当地一家小酒馆庆祝。与此同时，一群少年爬上大盘子，自顾自地开起了小聚会。可盘子承受不住他们的舞步，聚会中途就翻了个底朝天，沉进七英尺深的水里。
委员会打电话找来当地一家修车行的老板，他开着救援拖车赶来打捞。少年们穿着湿衣服，在一旁冷得发抖，看着三个人一次次潜入水中寻找盘子。找到它并不难，难的是怎样把它拖上来。盘壁太光滑，要在边缘系上粗缆和铁链，又不损坏它，几乎不可能。最后，他们把铁链固定在盘子一端，开动强力绞车。盘子浮出水面，被缓缓拉向河岸，随后摇摇欲坠地架在岸边。众人正屏息担忧，它却突然失去平衡，又滑回了水里。大家只得再试一次。这回，他们在盘子两侧装上沉重的金属夹，便于固定铁链。由于盘子一边抵着运河岸壁，这次必须把它竖着吊起。绞车再次开动，一人也发动了拖车。几分钟后，盘子终于被拉出了水面。积水从盘边汹涌倾泻，在运河里激起一道巨浪。浪一旦撞到对岸再反弹回来，就可能把盘子重新打入水中。几人急忙加快动作，终于赶在浪头返回前，把盘子拖上了干地。

* **a standard practice**：一种惯常做法；standard practice 指常规做法，是否强制还要看上下文。

* **in the event of**：万一发生；用于预案、保险等说明，后不直接接陈述句。

* **the risk an insurance company takes**：保险公司承担的风险；the risk + 主语 + takes 是省略关系词的定语从句，保留 take a risk 搭配。

* **made a claim**：提出索赔；保险语境指索赔，不是普通声称。

* **an annual fair**：一年一度的集市；annual 修饰周期性活动，不是活动持续一年。

* **insured it for the trip**：为它的这次运输投了保；insure + 标的 + for + 特定范围，不代表所有损失都自动获赔。

* **At the same time**：与此同时；可强调同时发生；议论中也可补另一面。

* **looked on**：在旁观看；look on 与 take part in 对照，不是把眼睛放在上面。

* **had little difficulty in**：几乎没费什么劲就……；have difficulty (in) doing；little 指困难很少，不等于困难很大。

* **put into operation**：投入运行；强调启动运作，适合机器或制度。

* **rose to the surface**：浮到水面；rise 不及物，raise 是使物上升，辨别施动者。

* **try once more**：再试一次；一次失败后接续新尝试，once more 不等于只许一次。

* **fixed heavy metal clamps**：装上了沉重的金属夹具；fix A to B 是把A固定到B，fix 在此不是修理。

* **started up**：发动；启动；start up a machine，与 establish a company 的创业义按对象区分。

* **Water streamed in torrents**：水成股地奔流；in torrents 强调大量急流，可用于暴雨或泄水画面。

* **at tremendous speed**：以极快的速度；速度状态常用at；tremendous加强程度。

#### 原文注释 · Insurance companies are normally willing to insure anything.

注释：①a standard practice = a normal, regular act or course of action。②in the event of = if there is。③premium = the amount of money you pay for an insurance policy。④ salvaging = saving (a sunken ship) from the bottom of the sea。

#### 原文注释 · Admittedly it was an unusual pie dish, for it was eighteen feet long and six feet wide.

注释：①annual = yearly, once a year。②launched = put into the water。 ③capsized = turned over。

#### 原文注释 · The pie committee telephoned a local garage owner who arrived in a recovery truck to salvage the pie dish.

注释：①Shivering = trembling, shuddering。②put into operation，使生效，开始运行。 ③perched = situated, located，这里中文标注在“上了”，实际意思是处于什么位置，栖息于某处，在翻译过程中意译处理。

#### Summary 摘要

The divers found the dish, but it was difficult to haul out of the water. The sides were so smooth it was almost impossible to attach chains to it. Eventually chains were attached and they pulled the dish to the canal bank on a winch. Unfortunately it overbalanced and slid back. They then fixed clamps to both sides and fastened chains to lift it vertically. With a winch they hauled the dish above the surface and on to dry land. (80 words)

#### Composition 作文

\[1]It was the biggest pie dish in the world and, floating on the canal, looked very inviting. It had been anchored to the side of the canal after it had been launched and was as big as many of the boats on the canal. It was about eighteen feet long and about six feet wide, and the sides were about three feet high.

\[2]When a number of teenage girls and boys came along the canal path(河道径) early in the evening, they thought the dish looked fascinating. There were about ten of them and they all jumped or climbed into the dish one by one. The first thing that happened was that they started slipping and sliding everywhere and all fell down in the bottom of the dish because it was so smooth. They all laughed a lot.

\[3]Then one of them turned on the large portable(a.手提的) radio that he had brought with him and some of them started dancing. (At least there was no one near the canal to complain about the noise.) Suddenly the dish began to move in the water. It went down one side, and then down one end, and the teenagers moved to the other end. Then it started dipping that end and they all slid into a pile. At that point the rim of the dish reached the level of the water(水平面). Once that happened, the teenagers couldn't climb back up to the other end, and the water started pouring in. It capsized in minutes and sank in seven feet of water. Fortunately they all managed to swim to the bank and were safe.

## 学完这一课

用 if… were…, it would be possible to… 举一个服务适用场景。

[Nce · 本册复习台](/new-concept/book-3/review) · [三册选择地图](/new-concept/)

*译文依据整理稿，由本站按中文表达重新校订；解析据吴应时、何景霖整理资料及首轮审校稿；词伙与练习提示为本站学习设计。原PDF第147—150页，2022年2月第3版。*